Build now, pay later: Where to get funds for your dream house?

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Tamani Residence Alcoy

In today’s world of commercial sophistication and increased opportunities for the Filipinos, and as long as you have a qualified income stream, funding your house construction is no longer an impossible dream.

Your contractor should be able to help you get the needed funds for your dream home either through bank loan facilitation or through internal financing as an added service. Not all contractors venture into internal financing due to the accompanying risks when dealing with construction credit. Only the bold and the big hearted contractor go as far as helping the client find his funds.

As an added service, the big hearted contractor can help secure the needed documents and requirements for the client’s bank loan. A well experienced contractor should also be able to give guidance in securing the needed documents and requirements for the customer’s bank loan and iron out whatever obstacles or difficulties he might encounter in trying to secure the loan. If the bank loan path is not the preferred means of securing the funds, the big-hearted contractor should also be able to facilitate an internal financing or even by connect the customer to enterprising individuals looking to finance the construction using the customer’s lot title as collateral. Either way, the house construction should no longer become a far-fetched dream for the qualified customer.

We here at Fine Finish Cebu have the experience to help every customer with his loan requirements – such as design blueprints and estimates prepared by a well-experience quantity surveyor. Our long experience in the construction industry has also equipped us with the needed knowledge in ironing out the kinks in the customer’s requirements and documents. If a bank loan is not yet favorable, we can also help through our revolutionary “loan buyers system” where we connect customers with enterprising individuals (investors) who find confidence in a certain customer’s qualifications – still the main collateral is the customer’s lot title.

If you have questions and inquiries, let us know…

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Tamani Residence Alcoy option 2

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Edmonds Residence Pardo Cebu

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Lee Ann Borneo Residence Consolacion

Other projects for construction… 

TAMANI 3D
Zinkgraf Residence Biliran voew 2
Zinkgraf Residence Biliran view 3
Zinkgraf Residence Biliran option 2
Zinkgraf Residence Biliran 1
Yan Q Barbecue House
Rafael P Residence Liloan
Rafael P Residence Liloan residential 3
Rafael P Residence Liloan 2
Hugh roberts apartment Pitogo Consolacion
Gordon Residence San Vicente Liloan residential
Edmonds residence Pardo
Edmonds residence Pardo view 3
Edmonds residence Pardo view 2
Edmonds residence Pardo view 1
Dearnley Zed Store 2 Lapu-lapu City
3Lee Ann Borneo Residence Consolacion final night view
3Lee Ann Borneo Residence Consolacion final day view
2Tamani Residential Pool Alcoy residential pool
2Tamani residence Alcoy residential
2Tamani residence Alcoy residential 2
1Edmonds residence Pardo option 3 view 2
1Edmonds residence Pardo option 3 view 1
1Edmonds residence Pardo option 2
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Cebu Mary Immaculate College – New Branch

Ground floor plan

Ground floor plan

Building a school is so much easier than building a house since the former does not require meticulous floor planning than the latter. The same floor plan can be applied for almost all floors except if there is an office in the ground floor or a gymnasium at the top floor. Though it takes longer to build a school than building a house, the contractor will be able to give jobs to its workers longer than building a house. So, a school project is always a contractor’s favorite.

The Cebu Mary Immaculate College, one of Cebu’s best private schools, is now on the planning stage of it’s new branch in Rabaya Street. The new school is set to achieve new heights in the Cebu Educational System.

 

2nd and 3rd floor plan

2nd and 3rd floor plan

Solar Power installation in Guadalupe Cebu City: Tap the FREE power of the Sun

3 kW hybrid upgradable solar setup

3 kW hybrid upgradable solar setup

Unlike the power you get from VECO, MECO, CEBECO, MERALCO, etc, solar power from the sun does not come with a monthly electric bill…

While it is true that it may cost a small fortune to have a complete solar installation set up, your investment can return in as fast as 1.5 years, and your solar set up is guaranteed to work up to 25 years. Imagine not paying 50-95% of your monthly electric bill up to 25 years – Imagine the savings you can get from that.

Our set ups come with a compact computer system that automatically adjusts the power source between the grid and the solar panels depending on the brightness of the sun. If the sun is at it’s peak, the grid source can be totally eliminated depending on your load. During a rain, the computer will also adjust to get more power from the grid so your load / appliances will not suffer. This computerized solar set up, also comes with an online monitoring system that you can access via a mobile app.

The set ups we have are professional – not like the ones you see in CDR King. Our panels and our solar computers are the same brands used by top solar countries like Australia, Canada, and USA. Our solar panels carry at least a warranty of 15-25 years, thus it is guaranteed to work for 15-25 years.

To benefit from the unlimited power of the sun through a professional set up like the one we offer, one has to go beyond thinking of the price. One has to think not paying 50-95% of his electric bill for up to 25 years.

A typical grid-dependent set up can also be upgraded to off grid (battery aided) or hybrid (battery aided and grid tied).

hybrid upgradable solar setup
computerized solar set up
3 kw panels
different view of the solar panels
Trina panels
solar panels
under the solar panels
close up under the solar panels
neatly connected solar panels
solar panels with 25 years warranty
off grid panels
solar set up wirings
GoodWe set up
close up 3kW GoodWe
solar set up breakers
solar power breakers
close up breakers
2 set up breakers
GoodWe ratings
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Mall Cart Construction in SM City Cebu

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Mr Softy Mall Ice Cream Machine

Mall carts may be just a small project with very little revenue for the contractor but there are hundreds of small cart business owners out there.

Unlike the big new house build projects, cart construction requires a very keen eye for the minutest detail. An average cart construction will require a highly skilled carpenter, painter, graphics artist, and an electrician. If you get to contract making hundreds of similar carts, you can simply manufacture cart parts on an assembly line where each worker is assigned a specific part or task and one whole cart can be delivered to the branch outlet site as a kit and assembled there.

Assembling a cart on site will now simply require a carpenter to assemble the part and an electrician to connect the wires.

 

ice cream kiosk construction
ice cream kiosk opening day
ice cream kiosk at SM City Cebu
Ice cream everyone
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Midori condominium room renovations – A.S. Fortuna Mandaue City, Cebu

midori building 1It takes a highly skilled set of workers to be able to take on renovations.

While the regular contractors usually shy away from renovations because it is usually very complicated, difficult, and sometimes even prone to back jobs as most renovations customer are very meticulous, yet the overall project costs less compared to new house builds, fine finishers take pride on giving high quality output wherever their service is required.

Condominium renovations are highly meticulous jobs. Every aspect of the renovations is of very high standard and must always be at par with the condominium standards which are a highly refined kind of living.

Every aspect of the renovations should be spick-and-span and should be very precise and accurate.

While the standard contractors are not very motivated with small projects such as renovations, fine finishers like us feed on these little accomplishments which feed our drive to deliver high quality customer satisfaction…

front view 2
bathroom mirror provision
midori bathroom fine finishing
midori paint works
midori room paint works
midori stylish non glare lamp provision
midori wall airconditioner provision
precision works
shower curtain support
stylish lighting provision
towel hanger
midori front view
midori pool view
midori front view 2
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Alcantara Cebu Residential Project

The thing with out of town contracts is the added travel costs of the supervisory personnel checking on the work progress… Unlike the construction workers and the foremen, engineers and quality checkers normally do not prefer to stay on site the whole time.

The supervisory travel costs is not really that significant and it can even be further minimized if the the contractor will assign a project supervisor who can do all three necessary functions – supervisory, quality checking, and the foreman function – and best if he can stay on site even at least during the weekdays…

Despite the unforeseen fears of a long distance project, a well-managed contract can still succeed…

Like this one in Alcantara, managed and supervised by an all-around engineer, Engr. Josifer Bejer, who actually does construction works even at his level… This guy is a real engineering rockstar…

Alcantara Cebu

Alcantara Cebu Residential Project

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Engr Josifer Bejer
Kitchen
back view
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Engr. Bejer at work

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Green Homes: Why they’re in…

red woodGreen homes are practical and functional – they save energy and money. The demand for energy has driven the need to burn more fuel and thus polluting the environment and hastening global warming.

Going green is not just for your neighbors’ sake but for your pocket as well and for the well being of your children’s children – the new generation. If there is lesser demand for energy, less fuel will be burned.

The “green” campaign has already gained momentum in fact every construction material, electronic appliance, home fixtures such as LED lights are nowadays very popular, and air conditioners now use non CFC refrigerants.

Now that almost everything around us should be green, our homes should be green too.

Here’s what makes a home green:

  1. Energy and water efficient – A green home should have large glass windows to eliminate the need for electric lights during the day and allow maximum moonlight during night. Large sliding doors to let the cool air in during the day or shut warm air in during the night or cold weather… The bathroom fixtures should also use very little water or best if the house has a water recycling system where waste water can be reused for the toilet or to water the plants. The lighting fixtures should also be LED and the appliances energy efficient such as the new inverter technology for the air conditioner, or LED displays for TVs, etc.
  2. Non toxic and biodegradable materials – The construction materials should be non polluting and 100% biodegradble.
  3. Renewable energy production – A green home should also be able to product it’s own energy by installing solar power systems, windmills, or solar heaters to store hot water without needing electric heaters.

Treat your people right

 

file881296494221We are hard at work yet gentle on our people. Our people are very important to our organization. We treat our people the best way we can and reward them not just for good performance but for treating their coworkers well. When our people are treated well and are happy, they will in turn perform well and make our customers happy…

Fine Furnishings for the Very Lucky Few

Let’s face it — not everyone can afford fine furnishings but if you can — you deserve it…

Your abode is not just a reflection of your status in life but also of your personality.

Fine furnishings are not luxuries or wants, it is simply a reflection of your status and dignity…

We provide solutions for your fine furnishing needs such as kitchens, cabinets, living room designing, furniture, ceilings, railings, new house builds, etc…

*Kitchens

Kitchen 1

*Living room solutions / space maximization

back ground 2

*Ceilings

ceilings

*Bathrooms

bathroom

*Railings

railings